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SOFISoFi Technologies, Inc. · NASDAQ · Financial Services
$15.62$-0.03 · -0.19%
MKT 19.79B

Company Overview

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

Sector
Financial Services
Industry
Credit Services
Phone
855 456 7634
Headquarters
234 1st Street
San Francisco, CA, 94105
United States
Full-Time Employees
6,100

Key Metrics

P/E Ratio (TTM)
34.28
Forward P/E
19.71
Price to Book
1.83
Beta
2.13
Profit Margin
14.76%
Gross Margin
83.51%
Return on Equity
6.60%
Return on Assets
1.26%
Earnings Growth
101.20%
Revenue Growth
42.50%

Financial Health

Total Cash
$3.56B
Total Debt
$1.92B
Debt to Equity
17.72
Current Ratio
1.12
Operating Cash Flow
$-6078953984.00

Analyst Recommendations

Target Price (Mean)
$21.10
Target High
$31.00
Target Low
$12.00
Recommendation
hold
Analyst Coverage
20 Analysts

Trading Ideas

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